Technology enterprises can secure financing at a low cost by pledging their intellectual property rights, effectively mitigating the issues of difficult and expensive financing. However, currently, Technology enterprises are facing numerous challenges in intellectual property pledge financing, such as difficulties in evaluation and complex financial risks. How to address these challenges has become an urgent issue for these enterprises. Therefore, this article takes the predicaments of intellectual property pledge financing for Technology enterprises as its starting point, and proposed targeted strategies and suggestions including from aspects such as improving and promoting the application of assessment standards and guidelines, optimizing the methods of intellectual property evaluation, and perfecting risk control mechanisms, which is helpful to facilitate the securing of financing through intellectual property pledges, stimulate their innovation vitality and continuously enhance their competitive edge for Technology enterprises.