This chapter analyzed urban informality in light of policies aimed at curbing Covid 19 given that Zimbabwe is a low-income country where income is earned informally and daily for food purchasing. Using the qualitative approach, the study picked the Mbare Magaba complex in Harare and Ngozi Mine industrial complex in Bulawayo and reviewed the effectiveness of disaster risk management policy programmes implemented by the local and national government in building disaster and risk resilience amongst informal traders. Desk reviews were conducted to establish any policy gaps. It emerged that there is a lack of integrated approaches in policies employed by the government in building livelihood resilience amongst urban informal businesses in response to Covid 19. Findings demonstrated a lack of urban informality engagement from policy formulation through to implementation. Although the government continued to review policy measures to contain covid 19, informal businesses are viewed as accelerating risk drivers hence policy measures do not factor in urban informality perspectives on why they preferred to tolerate or accept covid 19 risks. The study proposes the need for stakeholder engagement in building consensus on an understanding of covid 19 risk effects and the importance of disaster resilience. Social distancing and hand hygiene measures are feasible when supported by government handouts to families thus locally designed interventions are effective in containing Covid-19.