The organisational growth and diversification of Annapurna Pariwar since the mid-1970s bears testimony to the vision of its leadership that access to credit, though is a foundational right of poor and resourceless women, they cannot move out of poverty just by availing credit. There are more acute constraints arising out the structure of societal institutions embedded as they are with gender norms and social norms rooted in patriarchy. They severely constrain women’s capabilities to build a life of value for themselves and their families. Absence of affordable and reliable child care, access to children’s education, and timely and affordable healthcare are the most critical human development deficits that burden poor households and push them back to chronic poverty. Annapurna Pariwar has systematically integrated services to address these constraints over the years and created a conglomeration of organisations consisting cooperatives (micro credit, early child care), non-profit companies (micro insurance/old age security, digital solutions), and public charitable trusts (education, research). Annapurna Pariwar’s impact on the community and women, hence, needs to be assessed by analysing how these various value adding interventions have interacted with each other and with the larger systemic shifts occurred over a very critical phase in India’s microcredit history. This chapter is an attempt to do such an analysis