Education 5.0 marks a shift toward human-centered learning, but integrating artificial intelligence (AI) presents a dual challenge. Although AI provides unmatched personalization, its unguided deployment risks perpetuating inequity and dehumanizing education. This paper outlines a strategic framework to embed AI within sound pedagogical and ethical principles. It is organized around three core pillars. The first pillar, Participatory, Values-Driven Design, advocates for co-creating AI tools with all stakeholders to ensure relevance and fairness. The second, Transparent Governance and Ethical Safeguards, emphasizes explainable AI, bias auditing, and privacy protocols to build trust and accountability. The third, Immersive Analytics and Adaptive Pathways, leverages data to create personalized learning experiences and empower educators with actionable insights. Combining these pillars provides practical principles for educators and policymakers to foster human-centered learning ecosystems that are resilient, innovative, and supportive of sustained intellectual growth.