Banks provide various services for their customers. Most customers use ATM cards to access the features given by the bank. However, there are issues faced by physical cards in our daily lives. Some security measures need to be implemented to increase security. Several researchers have created an abstract model for card less electronic ATMs that permits users to do several functions, including fund transfers, balance checks, and cash withdrawals. In this proposed method, we are implementing three steps. First, the user has to enter his details. After these details are verified with the database, the user is allowed to the next step if and only if the details match. The next step is an OTP verification. After the OTP is verified, the user is asked for face recognition. If all the above three steps are cleared then the user is allowed for the banking operations. The proposed method's primary goal is to use facial recognition technology to conduct secure transactions in ATM settings.