The essence of pension system transformation entails a fundamental restructuring of the resource allocation mechanism for retirement provision, characterized by a transition from an intergenerational transfer model centered on the pay-as-you-go system toward an individual accumulation model based on a funded scheme.

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Future Reform Directions and Impacts

  • Tao Wang,
  • Ke Gao,
  • Ennan Zhao

摘要

The essence of pension system transformation entails a fundamental restructuring of the resource allocation mechanism for retirement provision, characterized by a transition from an intergenerational transfer model centered on the pay-as-you-go system toward an individual accumulation model based on a funded scheme.