Physicians are typically in the top 5% of wage earners in the United States, and physicians in specialties like neurosurgery can easily be in the top 1% of wage earners. Despite this fact, many physicians find themselves ill-equipped to manage their money due to a lack of expertise and training. It is very prudent, if not essential, for physicians to solicit the help of a financial planner. The earlier a physician establishes a relationship with a financial planner, the better because of the benefit of compound interest growing your nest egg. In addition to a financial planner, it is also essential for a physician to have an accountant. Even though doctors can do their own taxes, the time spent doing this is probably worth more than an accountant will cost. Additionally, an accountant’s signature on a tax return is reassuring. Even if you use a financial planner, understanding some basic investment strategies will allow for growing your net worth.