When online transactions are involved, transferring money most of the time necessitates sharing personal details such as names, bank accounts, and credit card numbers. The main mode of the transactions is through centralized systems, and they require a long period to settle. Emerging technologies innovate the market which necessitates a fast and secure payment system. The DeFi model relies on blockchain focusing on the distributive approach as its main tool. Blockchain is a digital application of allocation transactions by a decentralized system that is used for its security and transparency. DeFi employs the technology of blockchain and smart contracts to have financial services dispersed in a decentralized manner. This paper accepts a decentralized payment system utilizing Distributed Finance (DeFi) and blockchain. The system is composed of a frontend website and backend smart contracts, which perform the functions of user interface payment processing, and ledger updates. It integrates MetaMask, which is a cryptocurrency wallet, that stores user accounts and cryptographic keys, and also interacts with the website. Utilizing this approach, the site users can make the sending and receiving of payments super fast without the knowledge of the fact that the website interacts with the blockchain in the background through MetaMask. There's no need to wait for hours in line to have your transaction settled, and you don't have to disclose personal details. Blockchain does not have just one single node that controls everything because of the decentralized plan of the system, it is transparent, secure, and efficient (accessible). With this knowledge, this paper shows how comfortable DeFi and blockchain technologies are in developing better payment forms.