Social security systems are very crucial for the provision of economic stability and social protection. However, these systems are effective challenged by systemic inefficiencies coupled with socio-economic disparities. Hence, this paper presents the administrative challenges and strategic solutions regarding the design of inclusive social security policies. The current research adopts a mixed-method approach; it quantifies the rates of coverage and exclusion from social security and qualitatively analyzes policy documents and interviews with informants. Data is collected from an adequate sample of 301 policymakers, social security administrators, and beneficiaries in both urban and rural areas to understand the strengths and weaknesses of the system comprehensively. The findings indicate that there is a need to move beyond generic policies and embrace adaptive strategies that address different realities of poverty. The principle recommendations include making use of digital transformation, targeted beneficiary identification, and decentralizing administration towards efficiency and inclusiveness. To conclude, there are some of the administrative and structural challenges; therefore, it will blend all this with a golden opportunity to reform the social security system through modern technology and new policies. The changes will benefit economic robustness and harmony, making the future brighter for fairness and balance in the social security structure.