Purpose: The aim of this paper is to study Oman Vision 2040 and its directions toward the inclusion of digital solutions in the financial sector. The article will encompass themes that will identify how Oman is traversing its digital transformation objective to develop an economy that is diversified and inclusive. Areas of opportunity and potential challenges arising out of the implementation of digital initiatives will be identified and studied alongside the risks and benefits they may bring to the Omani people. Design/methodology/approach: The paper is based on the adoption of the systematic literature review method. The primary step was to frame the research objectives that led to the development of the research questions. The authors formalized the exclusion criteria, and thereafter a search for relevant research articles was undertaken on established databases, as well as a general Google search was conducted using the identified keywords and Boolean operators. Several articles were studied and critiqued, and the findings have been summarized and presented. Findings: The findings clearly indicate that Oman Vision 2040 is an incredibly futuristic document that, when followed, will put Oman on the global map as a technology and financial hub. Going forward, FinTech as an implementation will remain a mainstay and will evolve from its current state, wherein it is more popular as a B2C or a C2C financial service provider, to becoming both a B2B and a B2G financial solutions implementer. FinTech solutions have the reach to create financial inclusion due to high levels of mobile penetration and overall lower costs of transactions. Digital transformation is the cornerstone of progress, a fact clearly accepted by both the government and regulatory bodies, and thus they are both involved in building a financial environment that is conducive to the same. Practical implications: On the basis of what emerged as the findings in this article, it seems fair to say that FinTech and the inclusion of blockchain technologies are moving steadily ahead in Oman and are creating the required diversification in the national economy. This article should be encouraging to budding FinTech entrepreneurs who are looking to attract foreign investments to fund their innovative ideas. Since this paper provides insights into the current financial landscape and the technology interventions that have already happened, it will also identify themes for future research on variations of this topic and other related domains. Originality/value: The contribution of this paper is toward developing an understanding of the current financial landscape and the impact that digital transformation has had on traditional financial services. Oman as a nation is less researched when compared to other nations; thus, this paper should add to the existing body of knowledge, urging exploratory studies in the area of FinTech and its resultant digital inclusion in Oman.