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This chapter focuses on the housing crisis and its relationship to contemporary capitalism. It discusses how housing has been dramatically reconfigured by patterns of financialisation, undermining the liberal promise of stability and security in housing associated with asset-based welfare. It assesses the inequalities embedded within the housing system, the winners and losers of this model of continually appreciating house prices, and how it has transformed alongside central bank monetary policies that followed historic crises from 2008 to the COVID-19 pandemic. It asks whether the housing crisis is really a crisis given its deep institutionalisation within the functioning of contemporary capitalism and probes political solutions to the crisis.

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The Housing Crisis: Business-as-Usual?

  • 章节

  • 发表日期：

    2026年

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  • Johnna Montgomerie,
  • Dillon Wamsley,
  • Chris Saltmarsh

摘要

This chapter focuses on the housing crisis and its relationship to contemporary capitalism. It discusses how housing has been dramatically reconfigured by patterns of financialisation, undermining the liberal promise of stability and security in housing associated with asset-based welfare. It assesses the inequalities embedded within the housing system, the winners and losers of this model of continually appreciating house prices, and how it has transformed alongside central bank monetary policies that followed historic crises from 2008 to the COVID-19 pandemic. It asks whether the housing crisis is really a crisis given its deep institutionalisation within the functioning of contemporary capitalism and probes political solutions to the crisis.