The current study aims to investigate the influence of financial inclusion, social capital, and digital transformation on the entrepreneurial performance of Indigenous enterprises, with a particular emphasis on sectors such as agriculture, tourism, and handicrafts. To evaluate critical constructs, including digital transformation, social capital, financial inclusion, and entrepreneurial performance, a structured survey will be conducted to collect data from 240 respondents. The anticipated outcome is that social capital will reinforce cultural identity and community trust, thereby improving entrepreneurial performance by providing essential resources, support, and market access. It is expected that financial inclusion will alleviate financial barriers, thereby enabling Indigenous entrepreneurs to formalize, expand, and develop their enterprises. The research aims to offer both theoretical insights and practical recommendations, with a focus on strategies to improve Indigenous entrepreneurship through the integration of inclusive financial policies, stronger community networks, and improved digital access. This research will improve understanding of the factors that affect the performance of Indigenous entrepreneurs and underscore the importance of financial inclusion, social capital, and digital transformation in the development of sustainable, culturally aligned business ventures.

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Digital Transformation, Social Capital, and Financial Inclusion: Driving Indigenous Entrepreneurial Performance?

  • Idarni Harefa,
  • Khaira Amalia Fachrudin,
  • Syahyunan,
  • Amlys Syahputra Silalahi

摘要

The current study aims to investigate the influence of financial inclusion, social capital, and digital transformation on the entrepreneurial performance of Indigenous enterprises, with a particular emphasis on sectors such as agriculture, tourism, and handicrafts. To evaluate critical constructs, including digital transformation, social capital, financial inclusion, and entrepreneurial performance, a structured survey will be conducted to collect data from 240 respondents. The anticipated outcome is that social capital will reinforce cultural identity and community trust, thereby improving entrepreneurial performance by providing essential resources, support, and market access. It is expected that financial inclusion will alleviate financial barriers, thereby enabling Indigenous entrepreneurs to formalize, expand, and develop their enterprises. The research aims to offer both theoretical insights and practical recommendations, with a focus on strategies to improve Indigenous entrepreneurship through the integration of inclusive financial policies, stronger community networks, and improved digital access. This research will improve understanding of the factors that affect the performance of Indigenous entrepreneurs and underscore the importance of financial inclusion, social capital, and digital transformation in the development of sustainable, culturally aligned business ventures.