The author discusses the bank/lender relationship with investors through the perspective of social responsibility. Banks and other lenders are special examples of stakeholders; therefore, they are entitled to participate in the value added created in the companies. Interest should be treated as participation in the value added. Some weaknesses of the newer understanding of social responsibility are highlighted. Lenders should monitor business of investors through all three phases of investing. Therefore, they must be able to assess unfavorable trends and react in time to minimize their credit risk. Some improvements needed in banks and in companies are mentioned. Lenders’ impact on companies is highlighted according to their responsibility.