This introduction chapter provides an overview of the types of loans and grants that are available in Jamaican communities. The chapter explores the history behind both and clearly outlines the factors that need to be considered if a community decides to benefit from any loan or grants being offered. The section also speaks of the best ways that one can secure either a loan or a grant. The different types of grants such as educational and scholarship, social services, health, cultural and arts, agricultural, and entrepreneurship grants were also explored. A pictorial representation was also provided to guide potential recipients of the general idea utilized with accessing either a loan or a grant within Jamaica. Various theories were used that help to speak of how communities utilize a loan or grant to build their community; these theories include the social capital theory, which speaks of the value of networks and the relationship in facilitating cooperation and economic transactions between the communities and loan or grant providers; the human capital theory, which focuses on us appreciating the role of community member’s knowledge, skills, and experiences when accessing loans and grants from funders; and the community development theory, which focuses on how we can build the community and ensure that the community experiences a level of resilience. The section therefore gives us a better understanding of what currently exists and the nature as shared by members within the community.