This chapter explores the evolving role of financial regulators in responding to FinTech innovation within the French political economy of finance. It examines how technological advancements in financial services challenge existing regulatory frameworks and reshape traditional state-finance relationships. The chapter situates FinTech within the broader post-global Financial Crisis (GFC) regulatory context, highlighting the shifting priorities of financial oversight and competition policy. By analysing the institutional dynamics of financial regulation, it considers the interaction between market stability, innovation, and competition in financial services. Additionally, the chapter provides an overview of France’s FinTech regulatory landscape in a European context, identifying key themes in the governance of financial technology and its implications for market structure and regulatory decision-making. Through this discussion, the chapter lays the groundwork for understanding the complexities of FinTech regulation and its broader political and economic implications.