Artificial intelligence (AI) has established itself from an innovative concept to a pragmatic technology changing the majority of industries, including financial services, health care, and manufacturing. Its adoption increases convenience and production but also redefines the job market by causing potential opportunities for new skill sets within the workforce. It is facilitating better decision-making through sophisticated data analytics. The opportunity of AI to revolutionize the financial industry is the main topic of this chapter. In-depth study of AI’s incorporation into financial technologies is presented in this chapter, which looks at how the technology analyses enormous information to find important patterns and insights that are not possible for humans to find. It looks at how AI may be used to automate repetitive processes and comprehend complicated data to enhance prediction and risk estimation in real time. The results show that AI greatly increases profitability and democratises credit and financial instrument access. Better financial management is made possible by AI's use in finance at all scales, including personal budgets, community banks, as well as international markets. The chapter addresses the various ways that AI is affecting the financial industry, emphasising how AI has the ability to transform financial technology, optimise processes, and promote inclusive economic growth. Different applications for AI-driven financial technologies are also evaluated using fuzzy based MCDM approach. The finance industry may significantly improve inclusivity and efficiency by implementing AI responsibly. Insights into the complex relationship between AI and finance are provided in this chapter, enabling readers to take advantage of the potential presented by AI-enhanced financial solutions.