In this paper, we evaluate the effectiveness of a proposed peer-to-peer (P2P) financial platform that integrates advanced Blazor components and social networking features to support individuals in financial need. We start by designing a comprehensive model and then employ a Fixed Effects Panel Regression Model to assess the impact of various financial metrics on the platform's profitability and efficiency. Our analysis utilizes primary data from internal records of the P2P system, which capture transaction volumes, user engagement, and operational costs, alongside secondary data from industry reports and financial technology benchmarks. We investigate several key factors—interest rates, transaction fees, the number of users, average transaction amounts, and monthly transactions per user—focusing on their influence on total benefits, which are defined as the interest earned by lenders and savings from reduced transaction fees. Our findings reveal that interest rates and transaction fees have a substantial statistical impact on profitability, highlighting their crucial role in the platform’s financial success.