Life and disability insurance provides financial security for death or disability. Life insurance is a contract that pays a death benefit to the named beneficiaries of the policyholder in the event of their death and can help provide financial support for the policyholder’s loved ones. Disability insurance, on the other hand, provides income replacement in case of a disability that prevents the policyholder from working. Specialty-specific disability insurance policies for radiologists are tailored to their unique risks and challenges and provide coverage for disabilities related to their occupation. Radiologists need to consider purchasing both life and disability insurance early in their careers while they are still in residency training to ensure that they have coverage in place when they need it.