The coastal zone of The Gambia provides important ecosystem services, including habitats and breeding grounds for aquatic animals, plants, and migratory birds. Therefore, its vulnerability to climate change hazards can have major implications on the coastal inhabitants. This study analysed the level of vulnerability and adaptation to climate change among the various coastal cells in The Gambia. The findings of the research demonstrated that while majority of households were aware (80%) and believed (88) that the climate is changing, the level of understanding (30%) of the climate change concept is low. Furthermore, the coastal zone of The Gambia on average is vulnerable to climate change with a vulnerability index score of 0.58 and an exposure index of 0.57. However, the differences in adaptive capacity and socioeconomic characteristics of households within the coastal communities resulted in differences in sensitivity, exposure and vulnerability observed among the study cells. Cell 8 scoring the lowest adaptive capacity index of 0.32 ranks highest in terms of its vulnerability index score of 0.73 while Cell 1, the least vulnerable scores the lowest exposure index of 0.31. Therefore, there is an urgent need to mobilise an appropriate level of capacity, funding, diverse skills and knowledge systems within the coastal communities and relevant stakeholders in the country to enhance adaptive capacity and minimise the socioeconomic and environmental hazards affecting the coastal inhabitants.