<p>This study reviews gender inequality in personal financial planning practices among women. This paper presents a systematic literature review of gender-specific factors influencing financial planning strategies over the 15 years from 2008 to 2023. This review follows the PRISMA guidelines to analyse 61 relevant articles from the SCOPUS database, using the Antecedent, Decision, and Outcome framework initially developed by Justin Paul and Gabriel Benito as an organising structure to unify a variety of perspectives and interpretations on gender disparity. The synthesis identifies various factors, including personal, work, family, and social and cultural domain factors, that lead to gender disparities in personal finance management. Key findings indicate that women confront distinct challenges that hinder their financial preparedness. The prominent consequences were less wealth accumulation, Lower living standards, vulnerability, and lower financial and economic security. These findings underscore the need for targeted financial awareness programs and policy initiatives to support women’s financial empowerment. The future research agenda outlines recommendations for addressing new variables and interrelationships, as well as exploring gender differences in sustainable financial decision-making.</p>