Remittances and rural livelihoods: Evidence from subsistence farmers in Ghana
摘要
This study examined the reception and usage of remittances by subsistence farmers in rural Ghana, concentrating on three key questions: (a) Do subsistence farmers obtain remittances? (b) What are the uses of remittances by subsistence farmers? (c) What benefits do subsistence farmers derive from the use of remittances? This study used secondary data from the Centre for Migration Studies at the University of Ghana. The quantitative data involved 270 subsistence farmers, while the qualitative data involved 30 key informants. The quantitative data were analyzed using descriptive statistics and Pearson’s chi-square, while the qualitative data were analyzed using thematic analysis. The study found that 96.3% of farmers received remittances, with most remittance recipients being male (72.3%). Remittances are predominantly channeled to non-agricultural works (50.0%), household expenditures (29.0%), agricultural activities (8.0%), and input acquisitions (13.0%). Farmers derived six benefits from the use of remittances, including investment in businesses, improved access to healthcare, a pathway out of poverty, and the purchase of farm inputs. The study underscores the capacity of remittances to alleviate socio-economic disparities and foster sustainable development, stressing the necessity for policies that amplify their influence on rural livelihoods.