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<p>Slowbalization, a very recently coined term, implies the deceleration of the global economic integration. Its causes are many, from the overdependence on fragile global supply chain networks to unpredictable economic crises, and everything in between, promptly and steadily nudging a hyper-globalized world toward returning to its roots of regionalization, shorter supply chains, and reliance on the self. At the same time, FinTech acted as a counterbalance to the effect, allowing digital FinTech integration through re-conceptualized methods of payments, the new blockchain iterations, and a decentralized financial sector. This paper investigates the relation of slowbalization and the adoption of FinTech, focusing on the European Union (EU) and Japan, and by analyzing key data on the two notions, we reveal clear contrasts in cultural attitudes, frameworks of regulation, and economic foundations that result in incredibly different approaches to FinTech. Furthermore, the study highlights FinTech’s role in enhancing the transparency of the supply chain and the facilitation of trade flows amidst the effects of slowbalization.</p>

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The digital finance and FinTech adoption effects amidst the slowbalization framework: a comparative analysis of the European Union and Japan

  • 期刊论文

  • 发表日期：

    2025年6月12日

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  • Molnar Mark-Denis,
  • Adina V. Rus,
  • Elena Dana Bako

摘要

Slowbalization, a very recently coined term, implies the deceleration of the global economic integration. Its causes are many, from the overdependence on fragile global supply chain networks to unpredictable economic crises, and everything in between, promptly and steadily nudging a hyper-globalized world toward returning to its roots of regionalization, shorter supply chains, and reliance on the self. At the same time, FinTech acted as a counterbalance to the effect, allowing digital FinTech integration through re-conceptualized methods of payments, the new blockchain iterations, and a decentralized financial sector. This paper investigates the relation of slowbalization and the adoption of FinTech, focusing on the European Union (EU) and Japan, and by analyzing key data on the two notions, we reveal clear contrasts in cultural attitudes, frameworks of regulation, and economic foundations that result in incredibly different approaches to FinTech. Furthermore, the study highlights FinTech’s role in enhancing the transparency of the supply chain and the facilitation of trade flows amidst the effects of slowbalization.