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<p>This research considers the role of income for subjective longevity assessments using the 2022 Survey of Consumer Finances. Treating subjective health and longevity assessments as jointly determined is important to understanding the role of income for both judgments. Income has a positive effect on health judgments and does not have a statistically significant effect on subjective longevity when health is rated as excellent or in excellent or good composite. Using analysis from the Health and Retirement Survey together with the SCF indicated that surveys framing the longevity question in direct or probabilistic terms can be complementary in estimating subjective longevity.</p>

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What is more important for subjective longevity expectations: being healthy or rich?

  • 期刊论文

  • 发表日期：

    2026年2月19日

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  • V. Kerry Smith

摘要

This research considers the role of income for subjective longevity assessments using the 2022 Survey of Consumer Finances. Treating subjective health and longevity assessments as jointly determined is important to understanding the role of income for both judgments. Income has a positive effect on health judgments and does not have a statistically significant effect on subjective longevity when health is rated as excellent or in excellent or good composite. Using analysis from the Health and Retirement Survey together with the SCF indicated that surveys framing the longevity question in direct or probabilistic terms can be complementary in estimating subjective longevity.