Scholarlink

<p>Research conducted in the areas of consumer/household finance and financial education is intended to inform policy, programs, and practices that encourage more positive financial decisions and outcomes. The way in which that research is conducted matters. The development, selection, and use of measures is a core element of our research; however, little attention is paid to the topic. The objective of the consensus process reported in this paper was to identify impactful and feasible recommendations for the improvement of measure-related decisions in this field. The work reported here was motivated by a previous study conducted by the National Endowment for Financial Education (NEFE) that evaluated the psychometric properties of existing personal finance measures. The aim of the current study was to identify recommendations for improving the development, selection, and application of measures in the field of consumer/household finance and financial education. A modified Delphi process was used involving a panel of seven experts who used findings from the NEFE study to identify potential recommendations and then engaged in two rounds of discussion and voting. Through this process, a set of 19 recommendations organized into five domains were identified. The intention of this paper is to motivate conversation that can lead to actions in our field that advance our understanding of and ability to impact well-being in the financial domain of life.</p>

错误：搜索内容不能为空，请输入英文关键词
错误：关键词超出字数限制，请精简
高级检索

Improving Measurement in the Study of Consumer Finance: Consensus from the NEFE Scale Validation Project

  • 期刊论文

  • 出版模式：

    开放获取

  • 发表日期：

    2026年6月3日

查看全文
  • Dee Warmath,
  • Katrina Borowiec,
  • Ashley B. LeBaron-Black,
  • Gary Mottola,
  • Miranda Reiter,
  • Kurt Schindler,
  • Joshua Caraballo

摘要

Research conducted in the areas of consumer/household finance and financial education is intended to inform policy, programs, and practices that encourage more positive financial decisions and outcomes. The way in which that research is conducted matters. The development, selection, and use of measures is a core element of our research; however, little attention is paid to the topic. The objective of the consensus process reported in this paper was to identify impactful and feasible recommendations for the improvement of measure-related decisions in this field. The work reported here was motivated by a previous study conducted by the National Endowment for Financial Education (NEFE) that evaluated the psychometric properties of existing personal finance measures. The aim of the current study was to identify recommendations for improving the development, selection, and application of measures in the field of consumer/household finance and financial education. A modified Delphi process was used involving a panel of seven experts who used findings from the NEFE study to identify potential recommendations and then engaged in two rounds of discussion and voting. Through this process, a set of 19 recommendations organized into five domains were identified. The intention of this paper is to motivate conversation that can lead to actions in our field that advance our understanding of and ability to impact well-being in the financial domain of life.