Scholarlink

<p>Vietnam is a country with a rapidly developing economy in Asia. Vietnam is increasingly receiving high regard and attention from domestic and foreign investors. The Vietnamese financial system, the economy’s lifeblood, is also garnering close attention. Notably, Vietnamese banks, which mobilize financial resources from various sources through their intermediary role, play a crucial part. In any country, banks always hold a central, critical role in investment, trade, and other economic activities. One of the reasons for banks’ inadequate profitability is insufficient resource management. Consequently, this study evaluates the performance of Vietnamese banks, specifically focusing on identifying potential inefficiencies in resource utilization.&#xa0;Data was collected from 26 banks with carefully selected input and output parameters. The Slack-Based Measure (SBM) model was applied to evaluate the efficiency of Vietnamese banks and identify inefficiencies in resource utilization. Additionally, truncated regression was employed to analyze the key determinants of bank efficiency, examining how factors influence bank efficiency.&#xa0;The DEA analysis reveals that 13 banks have achieved maximum efficiency. The slack analysis highlights inefficient resource utilization, providing a foundation for improving efficiency in underperforming banks. Additionally, the analysis of bank efficiency determinants highlights the importance of scale, capital strength, funding structure, and institutional ownership in explaining variations in bank efficiency.&#xa0;Through the research results, we aim for banks to have suitable resource management strategies and plans to improve their operational efficiency. This, in turn, can further enhance the force of the banking system to ensure the fulfillment of its crucial mission in the national economy.</p>

错误：搜索内容不能为空，请输入英文关键词
错误：关键词超出字数限制，请精简
高级检索

Revealing bank’s inefficiencies of hidden resource: evidence from emerging economy

  • 期刊论文

  • 发表日期：

    2026年1月27日

查看全文
  • Thi Linh Tran,
  • Sheng-Hung Chen

摘要

Vietnam is a country with a rapidly developing economy in Asia. Vietnam is increasingly receiving high regard and attention from domestic and foreign investors. The Vietnamese financial system, the economy’s lifeblood, is also garnering close attention. Notably, Vietnamese banks, which mobilize financial resources from various sources through their intermediary role, play a crucial part. In any country, banks always hold a central, critical role in investment, trade, and other economic activities. One of the reasons for banks’ inadequate profitability is insufficient resource management. Consequently, this study evaluates the performance of Vietnamese banks, specifically focusing on identifying potential inefficiencies in resource utilization. Data was collected from 26 banks with carefully selected input and output parameters. The Slack-Based Measure (SBM) model was applied to evaluate the efficiency of Vietnamese banks and identify inefficiencies in resource utilization. Additionally, truncated regression was employed to analyze the key determinants of bank efficiency, examining how factors influence bank efficiency. The DEA analysis reveals that 13 banks have achieved maximum efficiency. The slack analysis highlights inefficient resource utilization, providing a foundation for improving efficiency in underperforming banks. Additionally, the analysis of bank efficiency determinants highlights the importance of scale, capital strength, funding structure, and institutional ownership in explaining variations in bank efficiency. Through the research results, we aim for banks to have suitable resource management strategies and plans to improve their operational efficiency. This, in turn, can further enhance the force of the banking system to ensure the fulfillment of its crucial mission in the national economy.